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Apply online in just a few minutes
or call us directly at
Mon-Sat 9am-9pm EST
Within 10 minutes up to 24 hours
we evaluate your funding request
and email you the best 2-3 offers
from all our 909 lenders
and private investors....
including seven billionaires.
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Email us (or use our DropBox feature to
upload) your last 3 months of bank
statements downloaded pdfs from your
online banking.
Please include a color photo of your
Driver's License, or State I.D. ,
or U.S. Passport.
Highly Skilled Advisors,
Dedicated To Serving You.
Yes, we provide fast, efficient funding,
but more than that, we provide ongoing  
support from your assigned advisor,
so you have a "friend" waiting to help
you again and again.  .
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Ready to grow your business?
Ready to get funded up to
 10 million dollars?
Privacy Policy
What Does A1 Loans USA & A1 Financial USA Do With Your Personal Information?

First, On loan applications, we carefully view your application for mistakes, typos,
missed answers etc.
If you have any of these, we notify you by email or phone of them.
If none of the above apply, a member of management will decide whether to pre-approve you or
not. If you are not pre-approved you will be emailed with options.
If you are pre-approved, we will call you within 24 business hours.
Only after speaking with you will we request docs if not sent, process your loan, lenders will run
your credit. A1 Loans USA and A1 Financial USA do not run credit, only our lenders in our circle of over 900 to date. This
notice takes precedence over any contrary item listed below...
which is in your best interest to cut down on spam, for your protection.
We only share your info with our lenders once you are pre-approved and contacted.
Boring legalese:  
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and Income Information
Account Balances, and Payment History
Credit History and Credit Scores
When you are no longer our customer, we do
not continue to share your information as described in this general public
lending notice.
Reasons we can share your personal information     For our everyday business purposes
— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or
report to credit bureaus- Yes      
For our marketing purposes — to offer our products and services to you- Yes     
For joint marketing with other financial companies - No - We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences    
No        We don’t share
For our affiliates’ everyday business purposes — information about your credit worthiness     
No        We don’t share
For non-affiliates to market to you - No- We don’t share
Legal Authorities: We must share.
Who Are We?  Who is providing this notice?     A1 Financial USA a subsidiary of A1Financial USA
What We Do : Match borrowers with the VERY best lender for them!

How does A1 Financial USA protect my personal information?    
To protect your personal information from unauthorized access and use, we use security measures
that comply with federal law. These measures include computer safeguards and secured files and buildings. Additionally,
we restrict employee access to your information
to only those employees who need to know to provide our services to you.
How does A1 Loans USA collect my personal information?      
We collect your personal information, for example, when you
Open an account or apply for a loan.

Why can I limit all sharing?    
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your
credit worthiness affiliates from using your information to market
to you sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to
limit sharing.
Affiliates : Companies related by common ownership or control. They can be financial and non-financial companies.

Non-affiliates :Companies not related by common ownership or control. They can be financial and non-financial
Joint marketing :A formal agreement between non-affiliated financial companies that together
market financial products or services to you.
A1 Loans USA doesn’t jointly market.

Questions? Call 909-930-9159.

Limited Liability
All transmissions through A1 Financial USA are processed through a secure gateway, with encrypted translation. As
sophisticated technology has advanced over the years, the likelihood of personal or financial data bypassing security
systems and becoming accessible to unauthorized users is extremely low. In the unlikely event that personal data is
illegally retrieved from our secure system,
We assume no responsibility for any damages or liability incurred.
External Links
The information within this privacy policy pertains to your visit to A1FinancialUSA.com, not any of its external links,
subsidiaries, or affiliates. Please review the separate privacy policies as stated on those individual websites. Once you have
left A1FinancialUSA.com, this privacy policy is no longer in effect. We are not responsible for content, security, technical,
legal, privacy, or any other issues on external links provided in this website.
Change of Privacy Policy
A1 Financial USA & A1 Loans USA reserve the right to change this privacy policy at any time.
But we won't...because your privacy is job #1. Please re-visit this page periodically to ensure full understanding and
agreement of privacy policy. Your continued use of this site will constitute acceptance of and binding agreement to the
privacy policy as stated on website at time of visit.
If you have any questions regarding our privacy policy or privacy issues in general, please contact
our office at
Sorry we do not serve CA at this time.
We have the highest standards for our agents.
If any of our agents ever do not fully service your
needs to the best of their legal ability,
please call me personally:
Mark Ayers CEO
A Caring National Credit Counselor!
We shop your loan to 909 lenders without "running" your credit until you are pre-approved. We
do not make credit decisions, and do not charge any application fees. This website does not
constitute an offer or solicitation to lend. This website provides a service wherein we submit the
information you provide to our funding partners. Providing your information on this website does
not guarantee that you will be approved for a loan. The provider may perform a credit check or
otherwise verify the information you provide. All financial terms of the loan will be provided to
you by the funding partner. Advance terms, conditions, and policies vary. Cash transfer times may
vary between providers and may depend on your individual financial institution. Advance
repayment periods vary by business factors such as time in business, industry and business cash
flow. Upfront fees are never required, however, opening of a secure Bridge Account through our
bonding company through Paypal will put your loan request on the top of the list to access our
70+ millionaire private investors.
This is in place to pay Broker fees, and possible sub Broker fees, to lenders that do not pay them.
No fees will be extracted from this fund without funding taking place first. You will receive a
contract detailing the terms of the agreement. Any unused funds will be fully refunded, minus
Paypal's 3.35% service fee once a legally detailed review has been made.
Sorry we do not serve CA at this time.
Mark Ayers A1 Financial USA CEO photo
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Page updated 2-21-2019
© Copyright 2019. A1 Loans USA, A1LoansUSA.com, A1 Financial USA, and A1FinancialUSA.com.
All rights reserved.

A1 Financial USA is the engine behind this website.

2516 Pinecone Way Suite C
Ontario, CA 91761

CEO: Mark Ayers
Vice President: Lauren Hatt
Office Manager: Stephanie Capp
Payroll and Accounting Terry Corlin
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Even More Valuable Than Low Inquiries:
Our Incredible Lender Base of 909 Lenders Saves You Time,
AND Money:

NEVER An Upfront Fee
(unless you request special accounting  service added programs)
We Fund ALL Industries -- No heartbreaks due to industry that
waste your time like with all the "others".   
Competent Pre-Underwriting
We won't waste your time like all the "others" due to poor
pre-approval techniques. Our seasoned Experts know what files
have  a good chance at getting funded, and what won't.
All we ask?
Please get us all the documentation requested.
We'll find you funding in most cases with proper documentation.

We Fund the Toughest Loan Requests:

-Low Volume Deposits ($1,000/Month is OK for some states and industries)
-High Volume Funding to $10,000,000 for all industries
-Just 2 1/2 months in business OK with 3 statements
-9 NSFs to $60,000
-27 NSFs in 90 days
-7 Neg days/month
-Only 3 deposit transactions OK if $15k+, 1 in some cases/states
-Seasonal businesses
-Under 400 FICOs- No Credit Check funding available
(we've funded a "383" before )
-Over leveraged...We fund to 9 positions in some cases
-Weekly and Monthly Payments avail to some
-Non-Financial Criminal Backgrounds funded in most cases.
-We correct "lender apparent" frauds that aren't---and get them funded.
-MCA Debt Consolidation Programs are available
-49 states served (except California), PR, Guam, and Canada
-We fund up to 3-4x monthly deposits in certain cases
-High charge back CC splits
-All Satisfied BKs are OK...
-Tax Liens OK with I.R.S. Agreement doc
-Business Building equity loans to $500 million
-Late Child Support OK with Spouse Waiver doc
(funding can help the child support get paid!...)
-and maybe the toughest of all:
If you have a previous business loan default,
it is now possible to be funded with A1...ask for details on requirements.
John Parks omage
YES!-You read correctly.
The A1 Funding Group includes 7 Billionaire Investors.

We have
by far the largest group of lenders and private
investors in the country:
(909)...same as our area code, so you'll remember.
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We currently hold a 98.7% Approval Rate
on all pre-approved funding requests.
Pre-approval requirements: 3 business account bank statements showing
at least $1,000 (some states require more) with at least 3 to 5
"true deposits" ...(not transferred),
U.S. citizenship government ID, SSN, 18 years of age, proof of ownership,
voided business check or bank account ownership letter.
call 909-930-9159 for loan help bar
Read About The Funding Process
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With A1 You Get The Benefit of Having 909 Lenders
Look At Your Loan Request With Never Many Inquires.
This Unique Service Guarantees You Get:
- The highest dollar amounts possible
- The lowest rates possible
- The terms you want -long or short- as possible
Apply By Phone:
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